OBLIVION—You've got to hand it to the banks. Accused of the most heinous behavior, under siege from both the right and the left, they continue to steadfastly know their mind when it comes to credit cards and the efficiency with which they've been squeezing people into bloody pulp. At first, I thought they had lost their collective mind because it didn't make sense to me that they would want to make it impossible for customers to continue making payments on card balances, especially when it came to longstanding fools such as myself.
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